Calculateur de Prêt
Calculez les mensualités, les intérêts totaux et visualisez le plan d'amortissement complet.
Enter your loan details and click Calculate to see your monthly payments and amortization.
Frequently Asked Questions
How do I calculate monthly loan payments?
Enter the loan amount, annual interest rate, and loan term in years. Our calculator shows your monthly payment, total interest, and total amount paid over the life of the loan.
What's the difference between fixed and variable rate loans?
Fixed-rate loans keep the same interest rate for the entire term (predictable payments). Variable-rate loans change with market conditions (may start lower but can increase). Our calculator assumes a fixed rate.
How does loan term affect total cost?
Longer terms mean lower monthly payments but much more total interest. A 30-year mortgage costs about twice as much in interest as a 15-year mortgage, even at the same rate.